Banking, Finance & Insurance

Who turn to us

We advise banks, credit providers, investment firms, payment institutions and other financial market participants. As a client you can expect advice with the built-in benefit of our legal services – a practical, creative, results oriented approach to finance.

Our approach

Banking and finance are among our key areas of expertise. Our long-stand­ing experience in banking and credit, investment, insurance and payment services qualifies us to provide com­prehensive advice that cuts across all issues that can arise in the financial sector. We are familiar with the best market standards and current prac­tices, as well as with recent and an­ticipated developments in all civil and regulatory aspects related to Finance and Insurance. 

We have advised local and internation­al financial institutions in a very large number of high-worth banking, finance and insurance cases involving debt, equity and virtual currency financing, security creation and sharing arrange­ments, subordination agreements, structuring and advising disposal of credit and bonds portfolios, legality of compliance functions, structuring and documenting finance and insurance products, internal rules for business processes, AML compliance, as well as setting up and obtaining licences for banks, credit providers, credit intermediaries, payment institutions, investment funds and managers. 

As our lawyers in this practice area have worked in the largest law firms and banks on the market as well as the Estonian Financial Supervision Au­thority, we have an exceptional under­standing of all the stakeholders in the Estonian financial sector.


Our services

  • Banking 
  • Credit 
  • Investment 
  • Payment services 
  • Insurance 
  • Anti-money laundering 

Hetti Lump

Partner, Attorney-at-Law, Head of Banking and Finance

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Katri Remmelgas


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Maria Jänese

Associate, Attorney

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